The problem
Unpaid property taxes in Bexar County snowball fast
Texas tacks on 6% penalty and 1% interest the first month you're delinquent, another 1% per month after that, and up to 20% in attorney fees once your account gets turned over to a firm like Linebarger. What started as a $3,000 tax bill turns into $6,000 in under two years, and the county can eventually foreclose to collect.
- Escalating penalty, interest, and collection fees
- Tax liens that block a normal sale until they're paid
- Aggressive law firm letters and phone calls
- The threat of a tax foreclosure and losing all your equity
What to expect
What to expect when you sell a house with back taxes in San Antonio
Bexar County property tax debt compounds every month, and once a firm like Linebarger is on the file the payoff moves. We work backward from the numbers so you know your net before you sign anything.
- Title pulls a current payoff from the Bexar County Tax Assessor and any collection firm on file
- We show you the offer, the delinquent taxes, HOA or code liens, and your net side by side
- All liens are wired at closing from the sale proceeds, so you pay nothing out of pocket
- The county releases the tax suit as soon as the payoff clears, usually within one to two weeks
How it works
Three steps to a cash sale in San Antonio
Send us the address
We'll pull the title and see exactly what's owed. Often more or less than sellers expect.
Get an offer with the math shown
We show you the offer, the payoffs, and your net proceeds side by side. Full transparency.
Close and clear the liens
Title wires the county and lien holders. You walk away with what's left, free and clear.
A story like this one
Composite example, based on real tax-lien closings
An East Side seller had four years of unpaid taxes, an HOA lien, and a code violation on the property. Total encumbrances came to just over $28,000. We closed 19 days after the first call. Title paid the county, the HOA, and the city out of the sale proceeds, and the seller left with a $37,000 net wire. Numbers are illustrative and marked as a placeholder until real seller stories are approved.
The Legacy Promise
What we promise every back taxes or liens seller
Same five commitments, every deal, whatever the situation looks like on paper.
A fair cash offer, always
The number we quote is the number we close at. We show the math, and we don't cut it after inspection.
As-is, no repairs
Foundation cracks, deferred maintenance, tenant damage, hoarder situations. We buy the house exactly as it stands.
No fees, no commissions
Zero closing costs on your side. No agent commissions, no junk fees, no surprise deductions at signing.
Close on your date
Seven days if you need it fast. Ninety if you need time. We work around your calendar, not ours.
Straight, honest answers
No high-pressure tactics. If a traditional listing serves you better, we'll tell you and point you to a good agent.
Common questions
Straight answers about this situation
How much do I actually walk away with?+
Depends on what's owed. In most cases, once we net out the delinquent taxes and any liens, sellers still leave closing with real money in hand. We'll show you the numbers before you commit to anything.
What if a law firm has already filed a tax suit?+
We can still buy the property up until the actual sheriff's sale. The sooner we start, the easier it is to negotiate the payoff before extra legal fees pile on.
Do you buy properties with mechanic's or contractor liens?+
Yes. Any recorded lien gets addressed at closing. That includes contractor liens, HOA liens, and city code violation liens.
Will paying off back taxes hurt my credit?+
The opposite. Clearing the debt through a proper sale prevents a tax foreclosure that would show up on public record and follow you for years.
Related situations